# RekberPay — Rekening Bersama (Rekber) Terpercaya Indonesia

> **RekberPay** is Indonesia's modern escrow (rekber) platform. Buyer funds are held in a neutral account until goods are confirmed received — protecting both parties from online transaction fraud. Trusted for marketplace, community, and social-commerce trades.

**URL:** https://rekberpay.com  
**Operator:** PT. Ksatria Inovasi Indonesia, Jakarta Timur, Indonesia  
**Currency:** IDR (ISO 4217)  
**Fee:** 1% per transaction; first transaction free  

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## What RekberPay does

RekberPay is a **rekening bersama** (shared/escrow account) service. When a buyer and seller agree to a trade:

1. Buyer pays RekberPay (held in escrow, not released to seller)
2. Seller ships / delivers the item
3. Buyer confirms receipt
4. RekberPay releases funds to seller

If there is a dispute, RekberPay mediates and can return funds to the buyer.

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## Key pages

- [Home](https://rekberpay.com/) — landing page with product overview
- [About](https://rekberpay.com/about) — mission, team, values
- [FAQ](https://rekberpay.com/faq) — common questions about escrow, fees, KYC, dispute resolution
- [Public user directory](https://rekberpay.com/u) — browse verified sellers/buyers with ratings
- [Register](https://rekberpay.com/register) — create an account
- [Blog](https://rekberpay.com/blog) — guides and updates

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## API & developer resources

- [Public API reference](https://rekberpay.com/docs/api/public.md) — read-only directory & profile data, no auth, CORS open
- [Escrow API](https://rekberpay.com/docs/api/escrow.md) — create, list, transition, and dispute escrow transactions (auth required)
- [Authentication guide](https://rekberpay.com/docs/api/auth.md) — how to obtain and use API keys
- [API catalog](https://rekberpay.com/.well-known/api-catalog) — machine-readable API index (RFC 9727)
- [LLM index](https://rekberpay.com/llms.txt) — structured index for AI crawlers
- [Sitemap](https://rekberpay.com/sitemap.xml) — all public pages
- [Robots](https://rekberpay.com/robots.txt) — crawl rules

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## Contact & legal

- [Contact](https://rekberpay.com/contact) — reach the team
- [Terms & Conditions](https://rekberpay.com/terms)
- [Privacy Policy](https://rekberpay.com/privacy)
- [Refund Policy](https://rekberpay.com/refund)
- [Security disclosure](https://rekberpay.com/.well-known/security.txt)